Car Loan FAQ
Are your services for free?
Totally! Applying online at HarborCredit.com is free of cost.
Which vehicles can I purchase with an auto loan?
There are no limitations to the make of vehicle that you are interested in purchasing. Either new or used vehicles can be financed through Harbor Credit's service.
Do I need a down payment for auto loans?
Not at all! You can find financing with low or no down payment according to your preference.
Are your services available nationwide?
Yes, you can apply from any of the 50 states with no hassle at all!
What is the procedure to apply for auto loans?
Just complete our online application form. We will then match your application with a local dealer who will then contact you with the details regarding your financing needs. After that you can finalize the terms and get the required funds to start driving your new vehicle!
What will be the interest rate for my auto loan?
Interest Rates depend on various factors like income, employment status, age of vehicle and credit circumstances. Our auto loan experts will be able to give you a more accurate answer once you complete the online application.
Do you provide services for those with credit problems?
Yes our services are available for all, including those with credit problems. We will help you in getting the right deal regardless of your credit.
I have bankruptcy in my credit. Can I apply?
Yes, people with credit problems can easily apply with us for an auto loan.
Can I apply via phone?
No, it is not possible to apply via phone currently. But you can use our online application form which is easy, fast and free!
How long does it take for a response?
You will be contacted by phone or email within 24 hours during normal business hours.
Can I get a loan if I'm buying a car from a private party instead of a dealer?
Absolutely. We offer private party car loans for up to $15,000. Visit this page for more information: http://www.harborcredit.com/carused/loan.php
What information is required to process my application:
Please note the following requirements when filling out this form:
- Minimum of 18 years of age
- Valid Drivers License
- Valid Phone Number
- Valid Email Address
- $1,500 minimum income a month
- Must have more than one year at current employer
- Serious inquires only
What if my question is not listed here?
If you have a question that is not answered here just go to our contact us page and submit your question there. A Harbor Credit Representative will get back to you as soon as possible.
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